Life Cycle, Individual Thrift, and the Wealth of Nations
回顾了生命周期储蓄假说提出30年来的理论发展、实证检验及其在政策问题上的应用，帮助读者理解个人和国家节俭的决定因素。
One theory of the determinants of individual and national thrift has come to be known as the life cycle hypothesis of saving. The state of the art on the eve of the formulation of the hypothesis some 30 years ago is reviewed. Then the theoretical foundations of the model in its original formulation and later amendment are set forth, calling attention to various implications, some distinctive to it and some counterintuitive. A number of crucial empirical tests, both at the individual and the aggregate level, are presented as well as some applications of the life cycle hypothesis of saving to current policy issues.