The Effect of Bank Structure and Profitability on Firm Openings
研究了商业贷款机构信贷的价格和可得性对特定市场新企业开业率的影响，发现盈利且竞争激烈的银行市场与企业出生率更高相关。
An examination of the effects of price and availability of credit from commercial lending organizations on the start-up rates of new businesses within specific markets, finding that profitable and competitive banking markets are associated with higher rates of firm births.