Economic Literacy: An International Comparison
利用55个国家1995-2008年的面板数据，发现各国经济素养差异大，人力资本指标（如PISA分数）与经济素养正相关，而社会保障更慷慨的国家居民素养较低，支持了经济素养激励与私人积累资源相关的假说。
This article uses international panel data on 55 countries from 1995 to 2008, merging indicators of economic literacy with a large set of macroeconomic and institutional variables. Results show that there is substantial heterogeneity of financial and economic competence across countries, and that human capital indicators (PISA test scores and college attendance) are positively correlated with economic literacy. Furthermore, inhabitants of countries with more generous social security systems are generally less literate, lending support to the hypothesis that the incentives to acquire economic literacy are related to the amount of resources available for private accumulation. Copyright © 2010 TheAuthor(s). The Economic Journal © 2010 Royal Economic Society.