The Role of Private Finance in Paying for Long Term Care
研究了在'合作'方案下私人融资产品的作用，发现仅靠收入和储蓄能支付长期护理的家庭很少，但计入住房资产后数量增加，并提出简化的资产与收入混合经济状况调查系统。
An ageing population and increased longevity means that long term care will become progressively more expensive. In 2009 the Government published a Green Paper on future funding options and a White Paper in 2010. This article considers the role of private finance products under the 'Partnership' option. It finds that few households are able to pay for LTC based on income and savings but the number increases if housing assets are included. We show that products can be devised for a range of circumstances, although state support would need to continue. We propose a simplified means testing system based on a combination of income and assets. Copyright © The Author(s). Journal compilation © Royal Economic Society 2010.