Insurance market maturity: A comparative study in Poland and Lithuania
分析了波兰和立陶宛的保险市场相对于欧盟15国的成熟度，检验了转型经济体保险市场是否遵循发达成熟市场模式。
Abstract Market economy, functioning in most countries of the world, is built of markets operating within it. Overviewing its origin historically, we should analyse the stages of its development or transformations, which influenced its present form. The markets in the economies are more or less free and the economies are more or less market, depending on the state's policy, the citizens’ attitudes, the legal system etc [1, p. 19–20]. These factors form the functioning of individual markets with all the elements of their effects. The aim of the paper is the analysis of insurance markets in Poland and Lithuania in reference to EU‐15. It is subordinated to a research hypothesis, which states that insurance markets of the surveyed countries (Poland and Lithuania), which have experienced system transformations, are further formed according to the model of the developed‐mature markets, which are functioning in market economies for many years.