Social Capital and Access to Credit: Evidence from Uganda
利用乌干达全国代表性调查数据，研究发现个人社会资本与获得正规信贷正相关，但对贫困人口和农村地区影响更大，且主要通过半正规和非正规金融机构发挥作用。
We use a nationally representative survey in Uganda to study the links between social capital and financial access. Our results indicate a positive association between individual social capital and access to institutional credit, but no significant relationship between generalised trust and credit access. The effect of individual social capital is more pronounced for poorer people, in rural areas, and in areas where generalised trust is low. Individual social capital seems to promote access especially to semiformal and informal financial institutions.