Unemployment Insurance and Disability Insurance in the Great Recession
研究发现大衰退期间失业保险福利到期并未导致伤残保险申请增加,两个项目的受助人群重叠度很低,仅28%的伤残保险获得者有劳动参与记录。
Social Security Disability Insurance (SSDI) awards rise during recessions. If marginal applicants are able to work but unable to find jobs, countercyclical Unemployment Insurance (UI) benefit extensions may reduce SSDI uptake. Exploiting UI extensions in the Great Recession as a source of variation, we find no indication that expiration of UI benefits causes SSDI applications and can rule out effects of meaningful magnitude. A supplementary analysis finds little overlap between the two programs' recipient populations: only 28% of SSDI awardees had any labor force attachment in the prior calendar year, and of those, only 4% received UI.