DISCOUNT RATES AND THE EDUCATION GRADIENT IN MAMMOGRAPHY IN THE UK
分析了英国50-64岁女性乳腺X光检查的跨期决策，估计了未来健康收益的折现率，发现教育梯度主要源于健康行为和医疗态度差异，而非折现因子不同。
I analyse intertemporal decisions on undertaking breast cancer screening by women aged 50-64 years in the UK and provide estimates of the rate of discounting potential future benefits of screening. I also analyse education differences in mammography decisions and examine the underlying mechanisms by which education influences breast cancer screening attendance. I estimate a structural model, which reveals that although there are differences in the disutility of breast cancer screening between education groups, there is no difference in the estimated discount factor. These results suggest that the observed education gradient is mainly due to differences in health behaviours and healthcare attitudes.