The Saving Behaviour of a Two‐person Household
研究夫妻年龄和寿命差异如何影响储蓄动机，发现家庭内部收入分配决定储蓄水平、组合和消费路径。
The facts that wives are typically younger than their husbands and that women typically live longer than men imply that wives may have more incentive to save for old age than do husbands. A theoretical model of the determination of household saving and portfolio choice is introduced which takes into account differences in preferences for saving. The most important result is that the level and the composition (portfolio) of saving and the time path of consumption are dependent on the distribution of income within the household.