社会学习与健康计划选择

Social learning and health plan choice

RAND Journal of Economics · 2006
被引 182
人大 AFT50ABS 4

中文导读

利用加州大学数据,实证检验社会学习如何影响员工选择健康计划,发现同事决策有显著但非主导的社会效应,且效应强度受部门规模和员工人口特征距离影响。

Abstract

I use data from the University of California to empirically examine the role of social learning in employees' choices of health plans. The basic empirical strategy starts with the observation that if social learning is important, health plan selections should appear to be correlated across employees within the same department. Estimates of discrete choice models in which individuals' perceived payoffs are influenced by coworkers' decisions reveal a significant (but not dominant) social effect. The strength of the effect depends on factors such as the department's size or the employee's demographic distance from her coworkers. The estimated effects are present even when the model allows for unobserved, department-specific heterogeneity in employee preferences, so the results cannot be explained away by unobservable characteristics that are common to employees of the same department.

社会学习健康计划选择离散选择模型同群效应