在Medicare D部分中是在关注还是关注过度

Paying Attention or Paying Too Much in Medicare Part D

American Economic Review · 2015
被引 78
人大 A+FT50ABS 4*

中文导读

研究了Medicare D部分参保者是否因更多选择和更长时间而更少更换处方药计划,发现50%的人在2010年已不在原计划,更换计划节省了费用,且更多选择并未导致选择过载。

Abstract

We study whether people became less likely to switch Medicare prescription drug plans (PDPs) due to more options and more time in Part D. Panel data for a random 20 percent sample of enrollees from 2006–2010 show that 50 percent were not in their original PDPs by 2010. Individuals switched PDPs in response to higher costs of their status quo plans, saving them money. Contrary to choice overload, larger choice sets increased switching unless the additional plans were relatively expensive. Neither switching overall nor responsiveness to costs declined over time, and above-minimum spending in 2010 remained below the 2006 and 2007 levels.

处方药计划选择计划转换选择过载