Manual versus automated check encoding in commercial banks
研究了商业银行中手工与自动支票编码系统的成本比较，通过数学规划模型识别适合自动化的环境，对银行优化支付处理有参考价值。
Abstract Despite moves toward electronic funds transfer systems, the financial community must continue to cope with the labor‐intensive paper processing requirements associated with a payments mechanism still heavily reliant upon checks. An attempt to eliminate the labor intensity is the recent development of optical scanning capture equipment which “reads” printed or handwritten documents. Mathematical programming models are used to compare the manual and the automated processing systems on a cost basis and to identify the kind of environment suitable for automation.