Private Credit Markets in Paris, 1690–1840
利用巴黎公证记录中的大量私人及公共贷款合同,研究了1690至1840年间参与信贷市场的私人借贷双方,解释了公证人的关键作用、贷款类型、生命周期对负债的影响以及贷方评估信用的困难。
Relying on a large sample of private and public loan contracts taken from Parisian notarial records, this article examines the private borrowers and lenders who participated in the credit market between 1690 and 1840. It explains the important role notaries played in the market, describes the types of loans available to borrowers and lenders, stresses the importance of the life cycle in explaining the recourse to indebtedness, and ends with a discussion of the difficulties lenders had in assessing creditworthiness.