Assessing Small and Medium Forest Enterprises' Access to Microfinance: Case Studies from The Gambia
研究了冈比亚中小型森林企业获取小额信贷的现状，发现多数企业有存款账户但贷款难，并提出了六项改进策略。
Abstract Small and medium forest enterprises (SMFEs) are commonplace in many developing economies. SMFEs often face several challenges, with access to finance frequently being cited as a key hurdle. This study aimed to evaluate the access that SMFEs in The Gambia have to microfinance, and to determine strategies for improving the delivery of these services. Data show that most SMFEs have decent access to deposit accounts, but limited access to credit. While cooperative credit unions and other non-financial institutions have been providing microloans to SMFEs, access to such financial services could be improved. Six strategies to do so are proposed.