The Allocation of Risk: Some Implications of Fixed Versus Index-Linked Mortgages
比较固定利率和指数挂钩抵押贷款的风险分配，分析不同贷款形式对借款人和贷款人的影响。
Jerome B. Baesel, Nahum Biger, The Allocation of Risk: Some Implications of Fixed Versus Index-Linked Mortgages, The Journal of Financial and Quantitative Analysis, Vol. 15, No. 2 (Jun., 1980), pp. 457-468