The diffusion of technological innovation in the commercial banking industry
研究了组织采纳技术创新的倾向,发现银行的信息技术经验和多种企业间联系会影响其采纳决策,对理解技术扩散和银行创新行为有参考价值。
Abstract This paper examines the propensity of organizations to adopt technological innovations. Technological innovations evolve from the stock of skills which organizations have accumulated over time. Linkages with extramural sources of technology are presumed to be important as well. Hypotheses are tested on a sample of commercial banks. Findings show that prior experience in information technology, in tandem with a variety of interfirm linkages, will affect the banks' decision to adopt this innovation.