Farmers' Health Insurance and Access to Health Care
利用1996-2001年医疗支出面板调查数据，估计农民在考虑保险内生性后的医疗消费，发现未参保农民因保险可及性问题而减少医疗服务利用。
Abstract We estimate farmers' health care consumption given their insurance status, explicitly taking into account the possible endogeneity of insurance. Data come from the 1996–2001 waves of the Medical Expenditure Panel Survey conducted by the Agency for Healthcare Research and Quality. Results show that farmers have problems accessing affordable health insurance coverage, and these access problems lead to an overall reduction in the utilization of health care services by uninsured farmers. After controlling for selection, we observe quantitatively large and statistically significant direct effects of uninsurance on the utilization of health care services.