Who Chooses Annuities? An Experimental Investigation of the Role of Gender, Framing, and Defaults
通过实验研究性别、问题表述方式和默认选项如何影响人们是否选择年金，对理解退休储蓄决策有帮助。
Who Chooses Annuities? An Experimental Investigation of the Role of Gender, Framing, and Defaults by Julie R. Agnew, Lisa R. Anderson, Jeffrey R. Gerlach and Lisa R. Szykman. Published in volume 98, issue 2, pages 418-22 of American Economic Review, May 2008