Mobile Money: Communication, Consumption and Change in the Payments Space
探讨发展中国家以手机为基础的价值转移和存储系统（移动货币），分析经济技术与市场叙事如何塑造消费者市场，并追问用户对移动货币的重新利用是否催生新的交换媒介或价值储存手段。
This article explores the emerging field of 'mobile money': mobile phone-enabled systems for value transfer and storage, primarily in the developing world, which are heralded as signal interventions in the effort to broaden financial inclusion and bank the 'unbanked.' Focusing on the stories that circulate in the emergent network of expertise that is calling 'mobile money' into being, it discusses how economic techniques and social narratives about markets - specifically, narratives about the opportunities for profit and financial inclusion in the 'payments space' - format a consumer market for mobile money. Furthermore, it asks whether end-users' repurposing of mobile money - and the use of airtime as currency - heralds a new means of exchange or store of value, potentially remaking money in the process. © 2012 Copyright Taylor and Francis Group, LLC.