联邦政策对年轻人保险覆盖的影响:来自2010年《平价医疗法案》受抚养人覆盖强制条款的证据

Effects of Federal Policy to Insure Young Adults: Evidence from the 2010 Affordable Care Act's Dependent-Coverage Mandate

American Economic Journal: Economic Policy · 2013
被引 231
人大 A-ABS 3

中文导读

利用SIPP数据,研究了《平价医疗法案》允许受抚养人26岁前留在父母保单的条款,发现该政策显著提高了年轻人保险覆盖率,减少了无保险和其他保险形式,并初步显示劳动市场灵活性增加(工作时间减少)。

Abstract

Using data from the Survey of Income and Program Participation (SIPP), we study the health insurance and labor market implications of the recent Affordable Care Act (ACA) provision that allows dependents to remain on parental policies until age 26. Our comparison of outcomes for young adults aged 19–25 with those who are older and younger, before and after the law, shows a high take-up of parental coverage, resulting in substantial reductions in uninsurance and other forms of coverage. We also find preliminary evidence of increased labor market flexibility in the form of reduced work hours.

《平价医疗法案》受抚养人保险条款青年保险覆盖率劳动力市场灵活性