Strategies and Performance in the Thrift Industry: 1979–1987
利用聚类分析将储蓄机构按使用新监管权力的程度分为不同战略组，并通过方差分析检验1979-1987年间各组绩效差异。
From the late seventies until 1989, the regulatory environment of the thrift industry was changed from one that permitted little managerial discretion to one in which managers were allowed to choose from a wide variety of lending and borrowing activities. In this article, cluster analysis is used to separate thrifts into strategic groups based on the extent to which they utilized their new powers. Differences among the groups and the relationship between group membership and performance is tested over the period 1979–1987 using analysis of variance.