Medical costs in workers' compensation insurance
比较了工伤保险患者与传统保险患者的医疗费用,发现前者被收取更高费用,且这种差异在单项服务中也存在,可能源于价格歧视。
We examine whether patients covered by workers' compensation insurance, which covers the cost of medical care for injured workers without cost sharing and with relatively little oversight, are charged more for treatment or receive more services than patients covered by traditional insurance. Our findings indicate that workers compensation recipients are charged more for treatment. This difference persists in individual services--workers' compensation recipients are charged more per X-ray and per examination than our patients. We consider different explanations and argue that price discrimination probably plays a role.