On Lending to Small Firms
探讨了信息不对称导致小企业贷款困难的问题，并分析了信用评分技术和小额信贷机构这两种创新融资方式如何改善小企业的信贷可得性。
Lending to small firms is difficult because of the problems of information asymmetry. Innovative ways to address these problems have the potential to increase credit availability to these firms. The papers in this section provide a discussion of two different innovations in small business financing: increased usage of credit scoring technology and the introduction of microfinance lending institutions. Though these two approaches make use of different technologies, they provide a valuable picture of how lending to small firms is evolving over time.