Proposing and Testing an Intellectual Capital‐Based View of the Firm
研究了智力资本的三个组成部分（人力、组织和社会资本）如何相互影响并共同作用于企业财务绩效，且这种影响取决于行业环境。基于美国银行业两个细分市场的调查和FDIC数据验证了假设。
abstract This study examines one specific aspect of the resource‐based view, intellectual capital, and its three knowledge components – human, organizational, and social capital. We hypothesize that the impact of each component on financial performance is contingent upon the values of the other components, and that these leveraging effects are themselves contingent upon the industry conditions in which a business operates. Our hypotheses are supported using line‐of‐business survey and FDIC data (within‐industry/within‐geographic region) from two non‐competing resource niches of the banking industry (personal and commercial banking).