可调利率抵押贷款市场中借款人感知的检验：借款人是否将ARM合同视为独特的？

Tests of Borrower Perceptions in the Adjustable-Rate Mortgage Market: Do Borrowers View ARM Contracts as Distinct?

• Jarjisu Sa‐Aadu · 爱荷华大学
• James D. Shilling · 爱荷华大学