The Shifting of FHA Discount Points: Actual Vs. Expectations
研究了卖方通过提高售价将FHA折扣点转嫁给买方的程度，发现并非全部转嫁，并解释了原因。
This study extends the earlier studies by Zerbst and Brueggeman (Z&B) and Colwell, Guntermann and Sirmans (CGS) with regard to the shifting of FHA discount points by the seller to the buyer in the form of a higher selling price. The study extends the earlier studies by reducing the estimation problems of the CGS model and further developing the Z&B model to incorporate expected discount points built into the asking price. The results presented indicate that 100% of the points are not being shifted. Reasons for the less‐than‐full shifting are given.