Racial and Ethnic Differences in Wealth in the Health and Retirement Study
使用健康与退休研究数据，分析种族和民族间的财富差距，发现差异源于继承、遗赠、收入、健康及财富定义过窄等因素，对研究不平等和退休政策的学者有参考价值。
This paper examines wealth data in the Health and Retirement Study (HRS). In comparison with asset data in other major surveys, the quality of HRS asset data is high. Missing asset data does remain a problem, however, to which future HRS analysts must remain sensitive. Evidence is presented showing that it is no accident that asset data are missing, and solutions for imputing missing data are developed. Finally, racial and ethnic wealth disparities are large. These minority wealth disparities are due in part to differential inheritances and desired bequests as inequities perpetuate themselves across generations: the disparities are also due to lower minority incomes, poorer health, and an excessively narrow definition of wealth that excludes Social Security and employer pensions.