Race and Home Ownership from the End of the Civil War to the Present
估算了1870至2007年美国黑人和白人家庭的住房自有率，发现种族差距在1870至1910年间大幅缩小，此后基本不变，并讨论了居住隔离、公共政策和永久收入的影响。
We present new estimates of home ownership for black and white households from 1870 to 2007. Black ownership increased by 46 percentage points, whereas white ownership increased by 20 points. Remarkably, 25 of the 26 point narrowing occurred between 1870 and 1910. Part of this early convergence is accounted for by falling white ownership due to movement out of agriculture, but most is accounted for by post-emancipation gains among blacks. After 1910, white and black households increased ownership, but the racial gap barely changed. We discuss the influence of residential segregation, public policy, and permanent income on the ownership gap.