The Impact of Unemployment Insurance Benefit Levels on Recipiency
研究失业保险金水平如何影响符合条件的失业者实际领取保险的概率，发现提高替代率会显著增加领取率，但高替代率下效果减弱，且领取反应会大幅增加州政府的保险成本。
This article studies the effect of unemployment insurance benefit levels on recipiency. Increasing benefit levels (as measured by the fraction of weekly earnings of the lost job that they replace) is found to significantly increase the probability of unemployment insurance recipiency among the eligible. There is some evidence, however, that the effect is smaller at high replacement rates. Cost increases resulting from take-up responses are found to be substantial for increases in the state's maximum benefit amount and for increases in the weekly benefit amount in low-replacement-rate states.