Recent Trends in Insured and Uninsured Unemployment: Is There an Explanation?
利用当前人口调查数据，发现1980年代初失业保险领取率下降导致有保险失业率降低，并分析至少一半的下降归因于低领取率州失业份额增加。
This paper explores the recent decline in the fraction of unemployed workers who receive unemployment insurance benefits. Using March Current Population Surveys, we compare the fraction who are potentially eligible for benefits with the fraction who receive them. The decline in insured unemployment is almost entirely due to a decline in the early 1980s in the takeup rate for benefits. We analyze the determinants of the takeup rate, using both aggregated state-level data and micro-data. At least half the decline is due to an increasing share of unemployment in states with lower takeup rates.