Crash and Wait? The Impact of the Great Recession on the Retirement Plans of Older Americans
利用2008-2009年金融危机前后的调查数据，研究发现资产损失使美国老年人平均推迟退休约2.5个月，且对股市的悲观情绪会放大这一影响。
This study uses data from pre- and post-crash surveys from the Cognitive Economics study to examine the impact of recent stock and labor market wealth losses on the planned retirement ages of older Americans. Regression estimates imply that the average wealth loss between July 2008 and May/June 2009 is associated with an increase in planned retirement age of approximately 2.5 months. Furthermore, pessimism about future stock market returns is found to amplify the impact of wealth losses on retirement timing.