Earnings, Disposable Income, and Consumption of Allowed and Rejected Disability Insurance Applicants
利用挪威人口面板数据，描述了残疾保险申请获批者和拒绝者在残疾发生前后及审批决定前后的收入、可支配收入和消费变化，并讨论了如何从不同实证方法的角度解读这些描述性结果。
Two key questions in thinking about the size and growth of the disability insurance program are to what extent it discourages work, and how valuable the insurance is to individuals and families. These questions motivate our paper. We begin by describing the earnings, disposable income, and consumption of awarded and rejected DI applicants, before and after the disability onset and the allowance decision. Next, we discuss how these descriptive results can be interpreted through the lens of alternative empirical approaches. Our analysis uses a Norwegian population panel data set with detailed information about every individual and household.