The Intermingling of Business and Family Finances in Family-Owned Businesses
基于673户企业主家庭的全国调查数据，研究哪些因素导致商业与家庭财务相互交织，发现独资企业、企业欠金融机构债务、企业主年龄较大且无子女时更易将家庭资源用于企业；而企业注册为股份公司、位于农村或小镇、有借款时更易将企业资源用于家庭。
This study uses data from a national survey of 673 business-owning households to assess factors associated with intermingling business and family finances. Logit analysis indicates that the use of family resources in the business is more likely in sole proprietorships; when the business owes money to financial institutions; and when the business owner is older, more experienced, and without children in the household. Family use of business resources is more likely if the business is incorporated, is located in a rural area or small town, and borrows money.