The Impact of Regulatory and Monetary Factors on Bank Loan Charges
研究货币市场状况和银行监管环境如何影响银行贷款利率，通过多期框架分析银行最优投资和借款决策及资产组合最低必要回报率。
The objective of this study is to determine the impact of money market conditions and a bank's regulatory environment on the interest rates banks charge on their loans. This is accomplished through the analysis of the effect of these impacts, in a multiperiod framework, on a bank's optimal investment and borrowing decisions and the minimum required rate of return on its asset portfolio.