Optimization of Bank Transit Check Clearing Operations
针对1980年美国《存款机构放松管制与货币控制法》实施后银行清算成本上升的问题，开发了一个整数规划模型，用于优化银行的异地支票清算安排和运输连接。
The passage of the Depository Institutions Deregulation and Monetary Control Act of 1980 has created a major change in the banking system of the United States, in that the Federal Reserve began charging for its check clearing and collection services September 1, 1981. The result from the passage of this legislation has been major changes in bank check clearing arrangements, in that greater check clearing efficiency is now required to offset the increased clearing costs. This paper describes the development of an integer programming model which has been used to determine the set of clearing arrangements and associated transportation connections that optimizes a bank’s transit check clearing system in this new environment.