Prudence and optimal prevention for health risks
实证发现对疾病的恐惧与预防努力正相关，理论分析表明，在Kimball审慎性定义下，较低审慎性是更高恐惧者采取更多预防的充分条件，强化了审慎性作为最优预防关键决定因素的作用。
Empirical evidence suggests the existence of a positive relationship between fear of sickness (FS) - as measured by the level of future utility lost when sickness occurs - and the level of effort to prevent the occurrence of sickness. By looking theoretically at this issue, we develop new results on the determinants of optimal prevention for health risks. In particular, we show that a sufficient condition to pursue more prevention for an individual with a higher FS than another is to have lower prudence in Kimball's (1990) sense, whatever the distribution of risk. These findings reinforce the role of prudence as a main determinant of the optimal level of prevention.