The impact of Group‐Based Credit Programs on Poor Households in Bangladesh: Does the Gender of Participants Matter?
评估了孟加拉国格莱珉银行等小组信贷项目对贫困家庭劳动供给、教育、消费和资产的影响，发现女性参与时效果更大，例如女性每多借100塔卡，家庭年消费增加18塔卡，而男性仅增加11塔卡。
This paper estimates the impact of participation, by gender, in the Grameen Bank and two other group‐based micro credit programs in Bangladesh on labor supply, schooling, household expenditure, and assets. The empirical method uses a quasi‐experimental survey design to correct for the bias from unobserved individual and village‐level heterogencity. We find that program credit has a larger effect on the behavior of poor households in Bangladesh when women are the program participants. For Example, annual household consumption expenditure increases 18 taka for every 100 additional taka borrowed by women from these credit programs, compared with 11 taka for men.