家庭背景下的财务决策与认知

Financial Decision Making and Cognition in a Family Context

Economic Journal · 2010
被引 206
人大 AABS 4

中文导读

研究了夫妻双方的认知特征(尤其是计算能力)对家庭财务结果的影响,发现财务决策者的计算能力影响更大,且丈夫的计算能力效应强于妻子。

Abstract

In this paper, we studied the association of cognitive traits and in particular numeracy of both spouses on financial outcomes of the family. We found significant effects, particularly for numeracy for financial and non-financial respondents alike, but much larger effects for the financial decision maker in the family. We also examined who makes these financial decisions in the family and why. Once again, cognitive traits such as numeracy were an important component of that decision with larger effects of numeracy for husbands compared to wives.

家庭财务决策认知能力计算能力配偶差异