Are There Cultural Effects on Saving? Some Cross-Sectional Evidence
利用加拿大家庭支出调查数据，比较不同文化背景移民的储蓄模式，检验文化因素是否影响储蓄，结果未发现文化效应的证据。
Why are there such large differences in saving rates across countries? Conventional economic analyses have not been successful in explaining international saving differences, so economists have sometimes suggested that national saving differences may be explained by cultural differences. This paper tests the hypothesis that cultural factors influence saving by comparing saving patterns of immigrants to Canada from different cultures. Using data from the Canadian Survey of Family Expenditures, we find no evidence of cultural effects on saving.