Recent Developments in Management Science in Banking
综述了管理科学在银行业的应用，涵盖动态资产负债表管理、债券组合、运营、营销和贷款组合等模型，并评估了其实践适用性和实施情况。
Banking has been a fertile area for management science applications, as is evident from the review provided in this paper. The relevant management science models are discussed in terms of the areas of bank management for which they were intended. Under dynamic balance sheet management (i.e., internal bank financial planning) we consider forecasting techniques, simulation models and optimization models. Other areas of banking included are bond portfolio management, bank operations, corporate services, bank marketing and management of the loan portfolio. The authors provide an evaluation of the applicability of management science models in practice, discuss the extent to which some have been implemented and consider the philosophy of using management science models in banking.