New data for understanding saving
回顾了近年来测量时间贴现、预期、遗赠动机、健康和不确定性等新调查问题，并利用荷兰纵向储蓄调查数据展示其经验研究中的实用性。
During the last decade or so, several researchers have formulated innovative new survey questions, the answers to which aid our understanding of individual savings decisions. This article briefly reviews a number of these innovations and how they are used in empirical research on saving. We pay attention to the measurement of time discounting, expectations (about both economic variables and longevity), bequest motives, health, and uncertainty. We illustrate the empirical usefulness of these new concepts by means of a Dutch longitudinal savings survey, the CentER Savings Survey.