The Impact of the Financial Crisis on Banks' Net Interest Margins
追踪了1999年至2012年爱尔兰银行净息差的演变，分析金融危机如何使其降至历史低点，并探讨银行重建息差面临的关键挑战。
The financial crisis has seen Irish banks' profitability undermined and net interest margins fall to historic lows of 1 per cent and less, extending a pre-crisis trend of falling margins. Low margins raise concerns as to the ability of banks to generate recurring, long-term revenues. This Economic Letter traces the evolution of Irish banks' net interest margins from 1999 through to 2012 and identifies the key challenges facing banks in order to rebuild margins.