The Labor Market Effects of Rising Health Insurance Premiums
利用医疗事故赔偿的变动,估计健康保险费上涨10%会使就业概率降低1.2个百分点,工时减少2.4%,兼职工比例增加1.9个百分点,且对享有雇主保险的工人工资有2.3%的抵消性下降。
We estimate the effect of rising health insurance premiums on wages, employment, and the distribution of part-time and full-time work using variation in medical malpractice payments driven by the recent "medical malpractice crisis." We estimate that a 10% increase in health insurance premiums reduces the aggregate probability of being employed by 1.2 percentage points, reduces hours worked by 2.4%, and increases the likelihood that a worker is employed only part time by 1.9 percentage points. For workers covered by employer provided health insurance, this increase in premiums results in an offsetting decrease in wages of 2.3%.