关系型贷款人与交易型贷款人对小企业信用评分的差异化使用：来自日本企业-银行匹配数据的证据

Differentiated use of small business credit scoring by relationship lenders and transactional lenders: Evidence from firm–bank matched data in Japan

• Arito Ono
• Ryo Hasumi
• Hideaki Hirata · 哈佛大学 通讯