风险调整与预防

Risk adjustment and prevention

Canadian Journal of Economics · 2012
被引 12
ABS 3

中文导读

研究发现传统风险调整按当前人口健康状况分配资金,会惩罚改善健康的预防措施,并提出将风险调整与预防绩效支付挂钩的替代方案。

Abstract

Abstract Widespread integration of market‐based incentives into healthcare systems calls for – and has elicited – increasing adoption of risk adjustment. By deterring selection, risk adjustment helps to assure fair and efficient payments among health insurers or capitated provider groups. However, since conventional risk adjustment allocates funds among regions or insurers according to current population health status, it does not reward – indeed, it penalizes – preventive efforts that improve population health. This prevention penalty of risk adjustment represents a hidden cost of unclear magnitude, undermining provider incentives for health promotion. We develop a theoretical model of selection and prevention demonstrating this problem with conventional risk adjustment and suggesting a simple alternative: risk adjustment should be linked to pay‐for‐performance for prevention.

卫生经济学医疗保险激励机制预防医学