Use of Risk Loads and Distributional Fitting in Ratemaking. Comment
对费率制定中风险附加与分布拟合的使用提出评论，旨在纠正可能产生的错误印象，帮助读者更准确地理解相关情况。
These statements tend to create a false impression, even if the term ratemaking is taken in the most narrow sense. The purpose of this comment is to attempt to provide some balance so that readers may obtain a more accurate picture of the situation. The author extends his apologies to the many authors who have written on these subjects and are not mentioned below; a complete survey would have required more space than warranted.