Terminating Building Societies in Quebec City, 1850–1864
研究了19世纪中期魁北克市的终结型建房协会，解释其目标与规则，并分析经济波动和成员储蓄偏好导致的困难。
In discussions of the history of real estate markets a key role clearly must be assigned to financial institutions, yet our knowledge of their various structures, particularly before the late nineteenth century, remains sketchy. One organization created to facilitate real estate purchases in the absence of other institutional sources of mortgage loans was the building society, either permanent or terminating. This article gathers together the information available about terminating building societies in mid-nineteenth century Quebec City. After an explanation of the societies' objectives and regulations, the article examines the difficulties that these societies faced as a result of general economic fluctuations and of the changing desires of members, who often wished to use the societies to place savings at interest rather than for home purchase.