Pricing Automobile Insurance under a Cross-Classification of Risks: Evidence from New Jersey
研究了基于风险交叉分类方法对汽车保险进行定价，并以新泽西州的数据为例，展示了该方法在精算实践中的应用。
William B. Fairley, Thomas J. Tomberlin, Hebert I. Weisberg, Pricing Automobile Insurance under a Cross-Classification of Risks: Evidence from New Jersey, The Journal of Risk and Insurance, Vol. 48, No. 3 (Sep., 1981), pp. 505-514