Cost Effectiveness of Risk Management Practices
通过调查风险管理专业人士的数据，评估了不同风险管理实践的成本效果，发现高自留额、大规模和低风险行业能降低成本，而使用自保公司会增加成本，集中化或分析工具则效果不佳。
Despite the increasing importance of risk management in a successful business organization, virtually no research has been undertaken to evaluate the effectiveness of various risk management practices. Through analysis of data obtained from a survey of risk management professionals, such an evaluation has been made and is reported here. Results include the expected effects of lower costs associated with higher levels of retention, increased size, and less risky industries. The relationship of higher costs with the use of a captive, and the ineffectiveness of centralization or use of analytical tools were unexpected.