Economics of Oligopoly: Medical Malpractice Insurance as a Classic Illustration
认为当前医疗事故保险费率飙升的危机并非由法律、医疗或保险团体引起，而是源于该保险市场的寡头垄断结构以及缺乏经验费率调整机制。
Recent surges in medical malpractice insurance rates have resulted in claims of another crisis in the malpractice insurance marketplace, not of availability as in the inid 1970's, but of affordability. The central thesis (of this paper is that the current crisis was not motivated by thle actions of legal, health care provider or insurer groups, but by the inherent oligopoli.stic structure of the medical malpractice insurance market and the failure to requlire experience rating, both of which considerations are outside the control of the various market participant groups.